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【理財教室】敎理財不只是講錢,而係講⋯選擇 (一)

小孩懂什麼? 好多家長會覺得自己小朋友太細,又沒有俾零用錢個小朋友,所以都係遲啲先同小朋友講關於金錢、 理財的課題。但係其實小朋友細至三歲嘅時候,佢已經無時無刻接觸到錢同埋生活用品有關嘅理財課 題,家

  小孩懂什麼?   好多家長會覺得自己小朋友太細,又沒有俾零用錢個小朋友,所以都係遲啲先同小朋友講關於金錢、 理財的課題。但係其實小朋友細至三歲嘅時候,佢已經無時無刻接觸到錢同埋生活用品有關嘅理財課 題,家長應該把握每一個機會,向小朋友講解作出購物選擇的原因,從細就去學識選擇,栽培佢成為 一個精明嘅消費者。   例如每次去超級市場買零食嘅時候,可以用提問嘅方式去問小朋友點解佢會揀一包薯片,先了解佢作 出選擇嘅原因,然後再從旁提供引導,叫佢去比較佢所挑選嘅牌子,同埋其他牌子係售價、質量丶食 物營養標籤、食物產地、食物最佳保鮮日期等,有喲咩分別。   理財教育往往係要從多角度去思考問題,作出宏觀嘅考量,而唔係單單係叫小朋友去選擇價錢最平, 慳最多錢,先為之最好,反而要小朋友明白價錢同埋價值嘅分別,呢個先至係理財教育重中之重嘅目標。  更多其他文章:https://www.facebook.com/FinKAB/ ---------------------------------------------------------------------------------   Making the right choice   Do not underestimate the learning power of your young ones. It's never too young to teach concepts in financial literacy. The next time you bring your kids to do groceries, ask them why they have picked a particular bag of chips. Guide them what other considerations he/she may have in mind, and compare it with other brands on price, quantity, nutritional values, origin, food quality, expiry date etc. You are literally teaching your kids to make wiser choice by considering multiple dimensions. At the same time, you are showing your kids the differences between price and value as well.   Read more : https://www.facebook.com/FinKAB/