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【理財教室】敎理財不只是講錢,而係講⋯選擇 (二)

還我選擇權! 教授小朋友理財時另一個謬誤,就係不自覺地幫咗小朋友作出選擇,即係已經幫佢舖好晒路。小朋友 係學校嘅學習環境,其實已經唔係有好多可以選擇、話事嘅機會,而且喺考試制度的框架下,喺小朋 友心目

  還我選擇權!   教授小朋友理財時另一個謬誤,就係不自覺地幫咗小朋友作出選擇,即係已經幫佢舖好晒路。小朋友 係學校嘅學習環境,其實已經唔係有好多可以選擇、話事嘅機會,而且喺考試制度的框架下,喺小朋 友心目中好多問題和事情都會有絕對的對與錯。   但係現實嘅生活中,特別係理財方面嘅問題,好多選 擇其實根本沒有對與錯,反而家長應該俾多啲機會小朋友係一啲生活細節上作出自己的選擇,例如周 末去邊度玩、去邊間餐廳食飯等,同佢地一齊分析每一個選擇背後嘅考量,有啲咩好處有啲咩唔好處 ,跟住將選擇權交返畀小朋友,即使佢最後嘅選擇未必係你心目中最好嘅選擇,但係起碼小朋友可以經一事長一智,亦要教識佢承擔佢所選擇的後果,因為個決定喺佢自己心甘情願作嘅,而唔係家長強 行幫佢選擇。   久而久之,就可以教個小朋友喺作出各項人生選擇嘅時候,權衡輕重,增強分析能力, 同埋批判性思考。間接地為小朋友日後嘅理財價值觀做好重要嘅基礎。 更多其他文章:https://www.facebook.com/FinKAB/ ----------------------------------------------------------------------------------------   May I?   Unlike schools, often times there is no absolute right or wrong in real life. Nor do we have model answers in our life choices! Do let your kids get into the habits of making decision, be it weekend plans, be it dining places etc. Ask them why they choose a particular option. Guide them the pros and cons of any other options, and let them choose again. Widening their perspective while slowly infusing different financial topics. Kids learn best by making mistakes. Let them make more choices. After all, all important life decisions will be on their hands sooner or later.   Read more : https://www.facebook.com/FinKAB/