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【理財教室】 平嘅就係好?

平嘅就係好?上次教班小四學生理財嘅時候,用咗個薯片嘅例子去同佢哋分析購物嘅時候,要多角度去思考問題。嗰問題係要佢哋喺以下兩者之中二揀一:第一係一包大嘅薯片,而且保鮮日期仲有三個月;第二係兩包細嘅薯片,

平嘅就係好? 上次教班小四學生理財嘅時候,用咗個薯片嘅例子去同佢哋分析購物嘅時候,要多角度去思考問題。嗰問題係要佢哋喺以下兩者之中二揀一:第一係一包大嘅薯片,而且保鮮日期仲有三個月;第二係兩包細嘅薯片,淨重量比一包大嘅薯片略重,雖然售價同大嗰包薯片一樣,但係聽日就到期啦。我想睇吓佢哋喺考慮問題嘅時候,會唔會多角度地從食物嘅淨重量、售價、性價比、食物新鮮度等方面去作出一個平衡嘅選擇。結果發現選擇一同二嘅小朋友各佔一半,跟住我就訪問佢哋,睇下佢哋有啲咩睇法。揀一嘅朋友話寧願俾貴少少,但係認為薯片會比較新鮮,較有保障。選擇二嘅朋友就將着眼點放喺薯片嘅售價,覺得兩包細薯片比一包大薯片仲要多少少,比較抵買,只要係聽日之前食晒啲薯片,咁就冇問題啦。兩組同學嘅分析都不無道理,佢哋都追問我正確答案係乜嘢呢,我同佢哋講其實日常生活中,特別係對於消費嘅時候,並沒有絕對嘅啱同埋錯,選擇一嘅小朋友比較着眼喺食物嘅新鮮度同埋健康方面,選擇二嘅小朋友比較着重售價,只是喺指定日期前食晒,選擇平嘅就得嘞。咁你嘅小朋友又會點揀呢?下次同小朋友買嘢嘅時候不妨先問一問佢嘅意見,跟住再喺旁邊提問,刺激佢嘅思維。 更多其他文章:https://www.facebook.com/FinKAB/ -------------------------------------------------------------------------------------------------------------------- Is the cheaper option always better? Making financial decisions often require one to take multiple dimensional considerations. We had tested a group of Primary 4 students the following question, and asked them to choose either 1 of the options. Option 1 was a large bag of chips with 3 months due for expiry; while option 2 had 2 smaller bags of chips, weighing slightly more than option 1, but it will expire the following day. We want to test whether they will consider weight, price, cost/price ratio, food expiry date before they choose what they think is the best option. Guess how the kids choose? It's a 50/50 split across options 1 and 2. Those picking option 1 thought they would rather pay a premium for freshness, while other thought option 2 was a better-buy as long as they could finish them all before the expiry date. Afterwards, the students urged us to reveal the answer. We told them as in real life, model answers did not always exist, especially when making financial decisions. So, how would you kids choose? A or B? Read more : https://www.facebook.com/FinKAB/